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State Disability Insurance (SDI):
A branch of the Employment Development Department that pays temporary disability benefits for non-industrial injuries or illnesses.
Stipulation with Request for Award (Stip):
A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time.
Apportionment
A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities.
Permanent Disability (PD)
Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary.
Temporary Patial Disability (TPD)
A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss.
Transportation Expenses
A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement.
Panel Qualified Medical Evaluator
A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney.
Settlement
A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition.
Commutation
An order by a Workers' Compensation Administrative Law Judge for a lump sum payment of part or all of your permanent disability award. Payment can be made to either the injured worker or the injured worker's attorney.
Workers' Compensation Administrative Law Judge
Judges at DWC district offices that conduct hearings, take evidence, issue decisions, and approve settlements.
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Did You Know?